Customer Lifetime Value (CLV) Formula

Customer lifetime value (CLV) estimates the total profit a customer generates over the whole relationship, not just the first sale. It tells you how much you can afford to spend acquiring a customer and still come out ahead.

The formula

CLV = GP × Σ Loyaltyᵏ for k = 0…n−1

Hardware CLV across n upgrade cycles: gross profit per device weighted by per-cycle retention. Each successive cycle contributes less because some customers churn.

What goes into it

Worked example

Chapter 21's Samsung-vs-iPhone comparison across 3 upgrade cycles:

Gross profit / device (GP)$400
Loyalty / cycle76%
Cycles (n)3
CLV≈ $933
Gross profit / device (GP)$550
Loyalty / cycle89%
Cycles (n)3
CLV≈ $1,478

Simple vs. loyalty-decay CLV

The simplest CLV is average margin per period × expected customer lifespan. The more accurate version, used by the calculator below, discounts each future period and applies a retention (loyalty-decay) rate, since customers who stay longer are worth more but later revenue is worth less today.

Why it matters

Compare CLV against customer acquisition cost (CAC). A healthy business keeps CLV well above CAC; if acquisition costs approach lifetime value, growth is buying revenue at a loss.

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